Health plan and employee benefits expertise for all size groups - franchisees and franchisors

Health plan
Dom Maggiore CEO FRANplans

Dom Maggiore | CEO | FRANplans

Experience in Small and Large Group Benefits Programs

Dom Maggiore has designed, implemented, and managed health plans for small and large businesses including specialized areas such as franchise networks, staffing agencies and unions. “By working to solve complex problems for large self-funded groups I have a wealth of experience that I apply to every client. I delve into details and crunch numbers which are essential when assessing a health plan or establishing a national benefits program for a franchise chain.”

Employee Benefits Support

Franchising is a great way to start a business as no industry experience is necessary. You’re buying into an established brand and the franchisor provides industry-relevant training to help you succeed.

In most cases, however, franchisors do not offer or advise on health insurance and employee benefits and there is a good reason for this hands off approach.

Employee Benefits Support

Why Franchisors' hands are tied

Joint employer laws and their impact on franchising has been in the spotlight in recent years. Franchisors who exert control over a franchisee’s employees, in any manner, could be deemed a joint employer potentially making them liable for employees they don’t directly employ or manage. This essentially prevents a franchisor from organizing a group health plan for their franchisees while missing out on buying power that could reduce the cost of health insurance for franchisees and their employees.

health insurance landscape

The fragmented health insurance landscape is a challenge.

Another obstacle holding back franchisors from leveraging their buying power is the fragmented nature of health insurance. The market for health plans varies from state-to-state making any effort to bring uniformity and consistency to the franchise network a challenge.

Hands-on help setting up benefits

In the face of these obstacles, most franchisors leave it to franchisees to source employee benefits on their own. This is where FRANplans comes in – we assess the needs of the franchisees from how many employees they typically employ, their compensation to determine affordability, and the needs of the franchise owner themselves. With this assessment, we can establish programs at a national level that bring uniformity and affordability to the franchise system – all without any cost to the franchisor.

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