Choose a Dental Plan from the top dental networks
Dental costs are a major concern for employees. You can lift this burden by providing dental insurance that covers preventive and restoration work.
"Many adults delay dental care resulting in more expensive restoration later.”
Proper oral care is essential for maintaining healthy teeth and gums. As time passes, dental problems worsen. This means treatment and restoration options can come more costly over time. In most cases, a simple checkup can reveal a small cavity that can be remedied with a simple filling, instead of causing a costly restoration. Unfortunately, many employees who go without dental insurance delay care and incur costs or prolonged discomfort that can jeopardize their finances and derail productivity.
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How to Buy Dental Insurance
Group dental insurance plans are relatively inexpensive starting at $20 per month for a plan that includes preventive care and restoration.
The amount of benefits, or the annual cap, will be determining factor for the cost. Typically, dental plans have $1,000 annual benefit and this can be adjusted up or down depending on the employers and employee budget.
Why Group Dental Plan?
Overall, group dental plans are less costly than individual dental insurance, have more flexibility, and can deliver more benefits than individually purchased dental policies. Group plans can be priced with or without waiting periods and can include options for orthodonture care. Even with a waiting period, the employee will derive the savings of dental PPO network on work that isn’t covered due to a waiting period. Group dental plans are priced based on census, employees do not need to apply individually.
Who pays for dental benefits?
It’s up to the employer… Employers can pass on the cost to employees that opt in to the dental plan or pay the monthly premium for the plan. Fully paid employer dental plans are a great way to offer a benefit that every employee can use and will likely need throughout the year. With advance dental care costing several thousand dollars, covering your employees is a smart way to protect your greatest asset – your employees.
Getting a dental plan quote is easy
Give us a little information and we’ll start pricing your dental plan.